🏦Bank Scorer

BANK OF ELGIN

LAWTON, OK · Supervised by FDIC

Est. 1902FDIC #11,522RSSD: FDIC-11522
Part ofB O E BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.11%

Institution Profile

FDIC BankFind

Address

629 Sw C Ave, LAWTON, OK

County

Comanche County

Established

January 1, 1902

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.2B

Net Loans

$858M

Net Income

$7M

ROA

2.11%

ROE

20.84%

Risk-Based Capital

15.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$1.1B

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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