🏦Bank Scorer

BANK OF CHEROKEE COUNTY

HULBERT, OK · Supervised by FDIC

Est. 1908FDIC #2,327RSSD: FDIC-2327
Part ofGRANDVIEW BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.28%

Institution Profile

FDIC BankFind

Address

385 E Main St, HULBERT, OK

County

Cherokee County

Established

December 1, 1908

Total Assets

$441M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$441M

Total Deposits

$363M

Net Loans

$334M

Net Income

$307K

ROA

0.28%

ROE

2.61%

Risk-Based Capital

14.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$331M

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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