This institution is no longer active
Operations ceased on January 1, 2003. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$40M
Total Deposits
$36M
Net Loans
$22M
Net Income
$-533K
ROA
-1.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
-21.92%
Risk-Based Capital
8.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 45 | 100% | 0.00% |
| 2019 | 31 | 100% | 0.00% |
| 2018 | 44 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1998 | Satisfactory | Small Bank |
| Oct 1995 | Outstanding | Not Reported |
| Sep 1993 | Outstanding | Not Reported |
1 previous rating locked — back to 1991
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