This institution is no longer active

Operations ceased on March 6, 2004. CRA examination history below reflects the period it was active.

BANK OF BRIDGER

BRIDGER, MT · Supervised by FDIC

Est. 1921FDIC #15,833RSSD: FDIC-15833

Part ofBRIDGER CO THE→ View all charters

Satisfactory Same

Current rating · Exam: June 2003

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Is this bank safe?

BANK OF BRIDGER holds a Satisfactory CRA rating (2003), meets basic financial requirements (ROA +0.82%).

Institution Profile

FDIC BankFind

Address

101 South Main Street, BRIDGER, MT

County

Carbon County

Established

January 1, 1921

Total Assets

$51M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$51M

Total Deposits

$41M

Net Loans

$30M

Net Income

$389K

ROA

0.82%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.46%

Risk-Based Capital

14.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.82%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.00%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate5.19%Peer avg: 6.90%▼ Fewer than avg

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Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	77	79.22%	5.19%
2020	123	86.18%	4.88%
2019	80	91.25%	2.50%
2018	94	94.68%	1.06%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jun 2003	Satisfactory	Small Bank
Nov 1998	Satisfactory	Small Bank
Dec 1995	Outstanding	Not Reported

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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