At a Glance
Community Lending (CRA)
Needs to Improve
Has deficiencies in community lending that regulators have identified
Financial Health
Adequate
ROA 0.92%
Is this bank safe?
BANK IRVINE received a Needs to Improve CRA rating (2025), and meets basic financial requirements (ROA +0.92%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$307M
Total Deposits
$236M
Net Loans
$213M
Net Income
$685K
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.99%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$164M
1-Year Change
0
5-year net change: +1 branches
This is the only examination on record for this bank.
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