🏦Bank Scorer

ATASCOSA BANK

PLEASANTON, TX · Supervised by FDIC

Est. 1982FDIC #24,064RSSD: FDIC-24064
Satisfactory Same

Current rating · Exam: September 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.33%

Is this bank safe?

ATASCOSA BANK holds a Satisfactory CRA rating (2025), meets basic financial requirements (ROA +0.33%).

Institution Profile

FDIC BankFind

Address

1525 W Oaklawn Rd, PLEASANTON, TX

County

Atascosa County

Established

September 7, 1982

Total Assets

$85M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2025

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Sep 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$85M

Total Deposits

$75M

Net Loans

$21M

Net Income

$71K

ROA

0.33%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.85%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.33%Peer avg: 0.44%▼ Below avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$79M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 2025SatisfactorySmall Bank
Nov 2019SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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