🏦Bank Scorer

APPLE BANK FOR SAVINGS

NEW YORK, NY · Supervised by FDIC

Est. 1863FDIC #16,068RSSD: FDIC-16068
Part ofAPPLE FINANCIAL HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

122 E 42nd St, NEW YORK, NY

County

New York County

Established

April 17, 1863

Total Assets

$19.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$19.2B

Total Deposits

$15.8B

Net Loans

$13.3B

Net Income

$13M

ROA

0.27%

ROE

3.30%

Risk-Based Capital

12.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

81

Branch Deposits

$14.7B

1-Year Change

-1

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202418100%0.00%
20234497.73%2.27%
202297100%0.00%
202110597.14%1.90%
202013698.53%1.47%
201911995.8%2.52%
20189798.97%1.03%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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