This institution is no longer active

Operations ceased on March 8, 1993. CRA examination history below reflects the period it was active.

AMERICAN NATIONAL BANK

HAMDEN, CT · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1965FDIC #19,399

Outstanding

Current rating · Exam: October 1991

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

AMERICAN NATIONAL BANK earned an Outstanding CRA rating (1991).

Institution Profile

FDIC BankFind

Address

2992 Dixwell Avenue, HAMDEN, CT

County

New Haven County

Established

March 31, 1965

Total Assets

$337M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 31, 1991

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	642	70.25%	15.11%
2020	2,419	80.94%	3.39%
2019	1,186	72.93%	10.96%
2018	985	75.84%	9.04%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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