This institution is no longer active

Operations ceased on May 1, 2025. CRA examination history below reflects the period it was active.

AMERICAN NATIONAL BANK

OAKLAND PARK, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1985FDIC #26,398

Satisfactory Same

Current rating · Exam: September 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

AMERICAN NATIONAL BANK holds a Satisfactory CRA rating (2023).

Institution Profile

FDIC BankFind

Address

4301 N Federal Hwy, OAKLAND PARK, FL

County

Broward County

Established

October 15, 1985

Total Assets

$452M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 11, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Sep 2027(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2023	621	71.66%	19.00%
2022	1,316	73.4%	12.23%
2021	1,834	75.14%	5.18%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 2023	Satisfactory	Small Bank
Oct 2020	Satisfactory	Small Bank
Apr 2017	Satisfactory	Small Bank

4 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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