🏦Bank Scorer

AMERICAN MOMENTUM BANK

COLLEGE STATION, TX · Supervised by FDIC

Est. 2006FDIC #58,309RSSD: FDIC-58309
Part ofADAM CORP GROUP THE→ View all charters
Satisfactory Same

Current rating · Exam: April 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

1 Momentum Blvd, COLLEGE STATION, TX

County

Brazos County

Established

October 25, 2006

Total Assets

$2.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.8B

Total Deposits

$2.2B

Net Loans

$1.8B

Net Income

$10M

ROA

1.47%

ROE

6.69%

Risk-Based Capital

27.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate15.04%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

29

Branch Deposits

$2.2B

1-Year Change

0

5-year net change: -5 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202447262.5%15.04%
202346761.88%18.84%
202251860.42%15.25%
202193367.74%10.72%
202099976.88%6.41%
201958673.72%8.36%
201854569.72%8.26%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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