This institution is no longer active

Operations ceased on August 1, 1997. CRA examination history below reflects the period it was active.

AMERICAN FIRST NATIONAL BANK

EVERETT, WA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1984FDIC #25,711

Satisfactory Same

Current rating · Exam: March 1996

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Contact & Details

FDIC BankFind

Address

6920 Evergreen Way, EVERETT, WA

County

Snohomish County

Established

September 17, 1984

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 27, 1996

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	23	100%	0.00%
2020	36	91.67%	2.78%
2019	48	87.5%	2.08%
2018	44	93.18%	0.00%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 1996	Satisfactory	Not Reported
Jun 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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