At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.45%
Is this bank safe?
AMERICAN BUSINESS BANK holds a Satisfactory CRA rating (2024), and is financially strong (ROA +1.45%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$4.4B
Total Deposits
$3.9B
Net Loans
$3.1B
Net Income
$16M
ROA
1.45%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.24%
Risk-Based Capital
13.03%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$3.9B
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Large Bank |
| Jun 2021 | Satisfactory | Large Bank |
| Aug 2018 | Satisfactory | Large Bank |
5 previous ratings locked — back to 2000
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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