This institution is no longer active
Operations ceased on June 30, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$310M
Total Deposits
$238M
Net Loans
$134M
Net Income
$1M
ROA
1.78%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.33%
Risk-Based Capital
17.45%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 63 | 53.97% | 17.46% |
| 2020 | 38 | 97.37% | 0.00% |
| 2019 | 74 | 71.62% | 20.27% |
| 2018 | 73 | 60.27% | 17.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 1995 | Satisfactory | Not Reported |
| Nov 1992 | Satisfactory | Not Reported |
| Nov 1990 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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