🏦Bank Scorer

ALAMERICA BANK

BIRMINGHAM, AL · Supervised by FDIC

Est. 2000FDIC #35,314RSSD: FDIC-35314
Part ofCARVER FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.96%

Institution Profile

FDIC BankFind

Website

BHM.bank

Address

2170 Highland Ave S, BIRMINGHAM, AL

County

Jefferson County

Established

January 28, 2000

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$18M

Total Deposits

$14M

Net Loans

$9M

Net Income

$-270K

ROA

-5.96%

ROE

-41.16%

Risk-Based Capital

21.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$15M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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