🏦Bank Scorer

THE FIRST NATIONAL BANK OF COKATO

COKATO, MN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1916FDIC #5,115
Satisfactory Same

Current rating · Exam: October 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

365 Broadway Ave S, COKATO, MN

County

Wright County

Established

November 2, 1916

Total Assets

$128M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 24, 2022

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Oct 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$128M

Total Deposits

$118M

Net Loans

$92M

Net Income

$429K

ROA

1.35%

ROE

18.62%

Risk-Based Capital

14.35%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$122M

1-Year Change

0

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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