🏦Bank Scorer

ABBYBANK

ABBOTSFORD, WI · Supervised by FDIC

Est. 1968FDIC #19,795RSSD: FDIC-19795
Part ofABBY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.69%

Institution Profile

FDIC BankFind

Address

401 E Spruce St, ABBOTSFORD, WI

County

Marathon County

Established

March 1, 1968

Total Assets

$651M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Jun 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$651M

Total Deposits

$565M

Net Loans

$420M

Net Income

$1M

ROA

0.69%

ROE

8.90%

Risk-Based Capital

13.83%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate10.88%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$557M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202419369.43%10.88%
202322677.88%6.64%
202234970.2%9.17%
202167176.3%9.09%
20201,07479.24%9.12%
201944875.45%9.15%
201849073.67%13.88%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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