🏦Bank Scorer

ABBEVILLE FIRST BANK, SSB

ABBEVILLE, SC · Supervised by FDIC

Est. 1907FDIC #30,619RSSD: FDIC-30619
Satisfactory Same

Current rating · Exam: December 2022

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Is this bank safe?

ABBEVILLE FIRST BANK, SSB holds a Satisfactory CRA rating (2022), meets basic financial requirements (ROA +0.84%).

Institution Profile

FDIC BankFind

Address

205 S Main St, ABBEVILLE, SC

County

Abbeville County

Established

January 1, 1907

Total Assets

$138M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2022

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Dec 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$138M

Total Deposits

$113M

Net Loans

$89M

Net Income

$289K

ROA

0.84%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.83%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.84%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$110M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Dec 2022SatisfactorySmall Bank
Feb 2017SatisfactorySmall Bank
Mar 2011SatisfactorySmall Bank

1 previous rating locked — back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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