🏦Bank Scorer

SOUTH STORY BANK & TRUST

SLATER, IA · Supervised by FDIC

Est. 1954FDIC #17,348RSSD: FDIC-17348
Satisfactory Same

Current rating · Exam: July 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

501 Linn St, SLATER, IA

County

Story County

Established

September 1, 1954

Total Assets

$607M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$607M

Total Deposits

$483M

Net Loans

$553M

Net Income

$845K

ROA

0.56%

ROE

4.72%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$466M

1-Year Change

0

5-year net change: +3 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248287.8%1.22%
20239484.04%0.00%
201910194.06%0.00%
20189091.11%2.22%

2024 national avg denial rate: 23.75% · above-average shown in red

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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