🏦Bank Scorer

TRI CITY NATIONAL BANK

OAK CREEK, WI · Supervised by OCC

Est. 1963FDIC #18,922
Satisfactory Down

Current rating · Exam: December 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets expectations for community lending and investment

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

6400 S 27th St, OAK CREEK, WI

County

Milwaukee County

Established

October 28, 1963

Total Assets

$2.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Exam Date

December 2, 2024

Exam Type

Large Bank

Regulator

OCC
Estimated next exam:Dec 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.8B

Net Loans

$1.2B

Net Income

$4M

ROA

0.78%

ROE

8.38%

Risk-Based Capital

0.00%

Branch Footprint

FDIC SOD 2025

Total Branches

28

States

1

Branch Deposits

$1.7B

1-Year Change

0

5-year net change: -6 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202480467.16%14.8%(-8.9)
202379364.82%16.39%
202269172.21%11.87%
20211,25067.84%12.48%
20201,12865.69%13.74%
201994565.4%20.11%
201888567.34%23.73%

2024 national avg denial rate: 23.75% · +/− shows vs national average

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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