This institution is no longer active

Operations ceased on November 1, 2002. CRA examination history below reflects the period it was active.

FIRST NATIONAL BANK OF BAY CITY

BAY CITY, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1998FDIC #34,448

Satisfactory

Current rating · Exam: June 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1700 Sixth Street, BAY CITY, TX

County

Matagorda County

Established

February 26, 1998

Total Assets

$27M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 7, 1999

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

This is the only examination on record for this bank.

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