1ST BANK OF SEA ISLE CITY

SEA ISLE CITY, NJ · Supervised by FDIC

Est. 1882FDIC #30,367RSSD: FDIC-30367

Part ofSEA ISLE FINANCIAL CORP MHC→ View all charters

Satisfactory Same

Current rating · Exam: June 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.07%

Institution Profile

FDIC BankFind

Website

www.1stbankseaisle.com

Address

4301 Landis Ave, SEA ISLE CITY, NJ

County

Cape May County

Established

January 1, 1882

Total Assets

$302M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2022

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$302M

Total Deposits

$239M

Net Loans

$241M

Net Income

$56K

ROA

0.07%

ROE

0.76%

Risk-Based Capital

16.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$223M

1-Year Change

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2019

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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