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This institution is no longer active

Operations ceased on August 5, 2009. CRA examination history below reflects the period it was active.

VILLAGE BANK AND TRUST COMPANY

CEDAR RAPIDS, IA · Supervised by FDIC

Est. 1908FDIC #13,991RSSD: FDIC-13991
Satisfactory Down

Current rating · Exam: June 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.18%

Institution Profile

FDIC BankFind

Address

860 2nd Av Southeast, CEDAR RAPIDS, IA

County

Linn County

Established

December 10, 1908

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$24M

Total Deposits

$17M

Net Loans

$20M

Net Income

$-161K

ROA

-1.18%

ROE

-6.16%

Risk-Based Capital

27.46%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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