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This institution is no longer active

Operations ceased on July 11, 2015. CRA examination history below reflects the period it was active.

THE STATE BANK OF OSKALOOSA

OSKALOOSA, KS · Supervised by FDIC

Est. 1887FDIC #16,205RSSD: FDIC-16205
Satisfactory Same

Current rating · Exam: January 2013

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.04%

Institution Profile

FDIC BankFind

Address

518 Liberty Street, OSKALOOSA, KS

County

Jefferson County

Established

August 1, 1887

Total Assets

$30M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2013

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$30M

Total Deposits

$27M

Net Loans

$7M

Net Income

$6K

ROA

0.04%

ROE

0.51%

Risk-Based Capital

44.19%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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