Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
GRAHAM NATIONAL BANK
GRAHAM · OCC · Sep 2010
OutstandingMENARD NATIONAL BANK
MENARD · OCC · Jan 2008
OutstandingEQUITABLE BANK
DALLAS · FDIC · Jan 1995
OutstandingAMERICAN FIRST NATIONAL BANK
HOUSTON · OCC · May 2025
OutstandingWORTHINGTON NATIONAL BANK
ARLINGTON · OCC · Aug 2018
OutstandingBANK OF CORPUS CHRISTI
CORPUS CHRISTI · FDIC · Dec 1993
OutstandingBROWNFIELD STATE BANK
BROWNFIELD · FDIC · Oct 1994
OutstandingLEON VALLEY BANK
BEXAR COUNTY · FDIC · Sep 1992
OutstandingHOME STATE BANK
ROCHESTER · FDIC · Mar 1999
OutstandingTHE BANK OF SAN ANTONIO/MEDICAL CENTER
SAN ANTONIO · FDIC · Nov 1992
OutstandingCATTLEMEN'S STATE BANK
AUSTIN · FDIC · Aug 1993
OutstandingEL PASO STATE BANK
EL PASO · FDIC · Aug 1990
OutstandingHERITAGE BANK
RED OAK · FDIC · Aug 1997
OutstandingFIDELITY BANK
FORT WORTH · FDIC · Jul 1993
OutstandingBALCONES BANK, S.S.B.
SAN MARCOS · FDIC · Oct 1999
OutstandingHORIZON BANK & TRUST, SSB
AUSTIN · FDIC · Mar 1996
OutstandingFIRST AMERICAN SAVINGS BANK, SSB
BEDFORD · FDIC · Sep 1995
OutstandingCOMPASS BANK-DALLAS
DALLAS · FDIC · May 1995
OutstandingMADISONVILLE STATE BANK
MADISONVILLE · FDIC · Jun 2009
OutstandingVAN HORN ST BK
VAN HORN · FRB · Oct 1999
OutstandingFIRST BK
SNOOK · FRB · Apr 2005
OutstandingMENARD BK
MENARD · FRB · Feb 2021
OutstandingHAPPY ST BK
HAPPY · FRB · Jun 2019
OutstandingFIRST FNCL BK
ABILENE · FRB · Jun 2024
OutstandingFIRST LIBERTY BK
LIBERTY · FRB · Dec 2024
OutstandingVISTA BK
DALLAS · FRB · Apr 2024
OutstandingUSAA FEDERAL SAVINGS BANK
PHOENIX · OCC · Jun 2025
OutstandingCLEBURNE ST BK
CLEBURNE · FRB · May 1996
OutstandingLEGACYTEXAS BK
PLANO · FRB · Jun 2016
OutstandingFIRST ST BK OF LIVINGSTON
LIVINGSTON · FRB · Mar 2025
OutstandingTEXAS ST BK
MCALLEN · FRB · Aug 2005
OutstandingWESTSTAR BK
EL PASO · FRB · Jul 2025
OutstandingCHARLES SCHWAB PREMIER BK SSB
WESTLAKE · FRB · Oct 2025
OutstandingCHARLES SCHWAB BK SSB
WESTLAKE · FRB · Oct 2025
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| GRAHAM NATIONAL BANK | GRAHAM | OCC | Sep 2010 | Outstanding |
| MENARD NATIONAL BANK | MENARD | OCC | Jan 2008 | Outstanding |
| EQUITABLE BANK | DALLAS | FDIC | Jan 1995 | Outstanding |
| AMERICAN FIRST NATIONAL BANK | HOUSTON | OCC | May 2025 | Outstanding |
| WORTHINGTON NATIONAL BANK | ARLINGTON | OCC | Aug 2018 | Outstanding |
| BANK OF CORPUS CHRISTI | CORPUS CHRISTI | FDIC | Dec 1993 | Outstanding |
| BROWNFIELD STATE BANK | BROWNFIELD | FDIC | Oct 1994 | Outstanding |
| LEON VALLEY BANK | BEXAR COUNTY | FDIC | Sep 1992 | Outstanding |
| HOME STATE BANK | ROCHESTER | FDIC | Mar 1999 | Outstanding |
| THE BANK OF SAN ANTONIO/MEDICAL CENTER | SAN ANTONIO | FDIC | Nov 1992 | Outstanding |
| CATTLEMEN'S STATE BANK | AUSTIN | FDIC | Aug 1993 | Outstanding |
| EL PASO STATE BANK | EL PASO | FDIC | Aug 1990 | Outstanding |
| HERITAGE BANK | RED OAK | FDIC | Aug 1997 | Outstanding |
| FIDELITY BANK | FORT WORTH | FDIC | Jul 1993 | Outstanding |
| BALCONES BANK, S.S.B. | SAN MARCOS | FDIC | Oct 1999 | Outstanding |
| HORIZON BANK & TRUST, SSB | AUSTIN | FDIC | Mar 1996 | Outstanding |
| FIRST AMERICAN SAVINGS BANK, SSB | BEDFORD | FDIC | Sep 1995 | Outstanding |
| COMPASS BANK-DALLAS | DALLAS | FDIC | May 1995 | Outstanding |
| MADISONVILLE STATE BANK | MADISONVILLE | FDIC | Jun 2009 | Outstanding |
| VAN HORN ST BK | VAN HORN | FRB | Oct 1999 | Outstanding |
| FIRST BK | SNOOK | FRB | Apr 2005 | Outstanding |
| MENARD BK | MENARD | FRB | Feb 2021 | Outstanding |
| HAPPY ST BK | HAPPY | FRB | Jun 2019 | Outstanding |
| FIRST FNCL BK | ABILENE | FRB | Jun 2024 | Outstanding |
| FIRST LIBERTY BK | LIBERTY | FRB | Dec 2024 | Outstanding |
| VISTA BK | DALLAS | FRB | Apr 2024 | Outstanding |
| USAA FEDERAL SAVINGS BANK | PHOENIX | OCC | Jun 2025 | Outstanding |
| CLEBURNE ST BK | CLEBURNE | FRB | May 1996 | Outstanding |
| LEGACYTEXAS BK | PLANO | FRB | Jun 2016 | Outstanding |
| FIRST ST BK OF LIVINGSTON | LIVINGSTON | FRB | Mar 2025 | Outstanding |
| TEXAS ST BK | MCALLEN | FRB | Aug 2005 | Outstanding |
| WESTSTAR BK | EL PASO | FRB | Jul 2025 | Outstanding |
| CHARLES SCHWAB PREMIER BK SSB | WESTLAKE | FRB | Oct 2025 | Outstanding |
| CHARLES SCHWAB BK SSB | WESTLAKE | FRB | Oct 2025 | Outstanding |