Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
SUMMIT BANK, NATIONAL ASSOCIATION
ClosedFORT WORTH · OCC · May 2003
SatisfactoryFIRST BANK
ClosedKATY · FDIC · Mar 1995
SatisfactoryHARMONY BANK
DALLAS · FDIC · Jul 2025
SatisfactoryINDEPENDENT BANK OF AUSTIN, SSB
ClosedLAKEWAY · FDIC · Sep 2007
SatisfactoryWEST UNIVERSITY BANK, N.A.
HOUSTON · OCC · Dec 1996
SatisfactorySUNDOWN STATE BANK
SUNDOWN · FDIC · Nov 2025
SatisfactoryCANYON CREEK NATIONAL BANK
ClosedRICHARDSON · OCC · Feb 1998
SatisfactoryCITIZENS STATE BANK
MILES · FDIC · Apr 2025
SatisfactorySOUTHWEST BANK
ODESSA · FDIC · Jul 2024
SatisfactoryAMERICAN NATIONAL BANK & TRUST
WICHITA FALLS · OCC · Oct 2023
SatisfactoryFIRST BANK
ClosedMCKINNEY · FDIC · Jul 1994
SatisfactoryWESTERN NATIONAL BANK
ODESSA · OCC · Oct 2009
SatisfactorySUGAR CREEK NATIONAL BANK
ClosedSUGAR LAND · OCC · Jul 1992
SatisfactorySOUTH TEXAS NATIONAL BANK OF LAREDO
ClosedLAREDO · OCC · Sep 2003
SatisfactoryLUBBOCK NATIONAL BANK
ClosedLUBBOCK · OCC · Oct 2017
SatisfactoryFIRST NATIONAL BANK
CARRIZO SPRINGS · OCC · Aug 1993
SatisfactoryOVERTON BANK AND TRUST, N.A.
FORT WORTH · OCC · Jun 1996
SatisfactoryFIRST STATE BANK
ClosedVAN · FDIC · May 2009
SatisfactoryAMERICAN NATIONAL BANK
TEXARKANA · OCC · Dec 1994
SatisfactoryCOMMUNITY BANK
ClosedROCKWALL · FDIC · Aug 1997
SatisfactorySECURITY BANK
ClosedFLOWER MOUND · FDIC · Dec 1993
SatisfactoryTHE FIRST BANK OF CELESTE
CELESTE · FDIC · May 2025
SatisfactoryFIRST NATIONAL BANK OF SEMINOLE
SEMINOLE · OCC · Aug 1997
SatisfactoryFIRST COMMUNITY BANK, NATIONAL ASSOCIATION
SAN BENITO · OCC · Jul 2016
SatisfactoryTHE FIRST STATE BANK
ClosedHAWKINS · FDIC · Aug 2003
SatisfactoryFNB OF SULPHUR SPRINGS
SULPHUR SPRINGS · OCC · Mar 1996
SatisfactoryHUMBLE NATIONAL BANK
ClosedHUMBLE · OCC · Aug 1995
SatisfactoryCITY NATIONAL BANK
WESLACO · OCC · Feb 2003
SatisfactoryCITIZENS NATIONAL BANK
VICTORIA · OCC · Aug 1999
SatisfactoryCITY NATIONAL BANK
KILGORE · OCC · Aug 2004
SatisfactoryCOMMERCE NATIONAL BANK
ClosedCOLLEGE STATION · OCC · Mar 1996
SatisfactorySUN BANK
ClosedSUNRAY · FDIC · Sep 1998
SatisfactoryCOMMUNITY NATIONAL BANK
HONDO · OCC · Aug 2018
SatisfactoryMID-CITIES NATIONAL BANK
ClosedHURST · OCC · Mar 1998
SatisfactoryHOUSTONCOMMUNITY BANK, N.A
HOUSTON · OCC · Jan 2010
SatisfactoryPEOPLES BANK
PARIS · FDIC · Oct 2025
SatisfactoryFRANKLIN NATIONAL BANK
MOUNT VERNON · OCC · Dec 2001
SatisfactoryFIRST NATIONAL BANK OF DAYTON
ClosedDAYTON · OCC · Jan 1996
SatisfactoryALTA MESA NATIONAL BANK
ClosedFORT WORTH · OCC · Jul 1996
SatisfactoryTHE AMERICAN NATIONAL BANK OF TEXAS
TERRELL · OCC · May 2023
SatisfactoryAMERICAN BANK OF TEXAS, NATIONAL ASSOCIATION
ClosedMARBLE FALLS · OCC · Jun 2011
SatisfactoryCITIZENS NATIONAL BANK OF WILLS POINT
ClosedWILLS POINT · OCC · Jan 2013
SatisfactoryFNB OF AZLE
AZLE · OCC · Nov 1991
SatisfactorySECURITY NATIONAL BANK
NACOGDOCHES · OCC · Feb 1995
SatisfactoryCOMMUNITY BANK
ClosedWELLINGTON · FDIC · Dec 2004
SatisfactoryCLEAR LAKE NATIONAL BANK
ClosedHOUSTON · OCC · Mar 1996
SatisfactoryBANCCENTRAL
ClosedAMARILLO · FDIC · Jun 1991
SatisfactoryFNB MANSFIELD
MANSFIELD · OCC · Jun 1991
SatisfactorySECURITY STATE BANK & TRUST
FREDERICKSBURG · FDIC · May 2023
SatisfactoryPIONEER BANK, SSB
ClosedAUSTIN · FDIC · Jun 2019
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| FORT WORTH | OCC | $1.2B | May 2003 | Satisfactory | |
FIRST BANKClosed | KATY | FDIC | $289M | Mar 1995 | Satisfactory |
| DALLAS | FDIC | $817M | Jul 2025 | Satisfactory | |
| LAKEWAY | FDIC | $158M | Sep 2007 | Satisfactory | |
| HOUSTON | OCC | — | Dec 1996 | Satisfactory | |
| SUNDOWN | FDIC | $320M | Nov 2025 | Satisfactory | |
| RICHARDSON | OCC | $127M | Feb 1998 | Satisfactory | |
| MILES | FDIC | $280M | Apr 2025 | Satisfactory | |
| ODESSA | FDIC | $698M | Jul 2024 | Satisfactory | |
| WICHITA FALLS | OCC | — | Oct 2023 | Satisfactory | |
FIRST BANKClosed | MCKINNEY | FDIC | $148M | Jul 1994 | Satisfactory |
| ODESSA | OCC | — | Oct 2009 | Satisfactory | |
| SUGAR LAND | OCC | $206M | Jul 1992 | Satisfactory | |
| LAREDO | OCC | $665M | Sep 2003 | Satisfactory | |
LUBBOCK NATIONAL BANKClosed | LUBBOCK | OCC | $1.1B | Oct 2017 | Satisfactory |
| CARRIZO SPRINGS | OCC | — | Aug 1993 | Satisfactory | |
| FORT WORTH | OCC | — | Jun 1996 | Satisfactory | |
FIRST STATE BANKClosed | VAN | FDIC | $43M | May 2009 | Satisfactory |
| TEXARKANA | OCC | — | Dec 1994 | Satisfactory | |
COMMUNITY BANKClosed | ROCKWALL | FDIC | $58M | Aug 1997 | Satisfactory |
SECURITY BANKClosed | FLOWER MOUND | FDIC | $49M | Dec 1993 | Satisfactory |
| CELESTE | FDIC | $84M | May 2025 | Satisfactory | |
| SEMINOLE | OCC | — | Aug 1997 | Satisfactory | |
| SAN BENITO | OCC | — | Jul 2016 | Satisfactory | |
THE FIRST STATE BANKClosed | HAWKINS | FDIC | $37M | Aug 2003 | Satisfactory |
| SULPHUR SPRINGS | OCC | — | Mar 1996 | Satisfactory | |
HUMBLE NATIONAL BANKClosed | HUMBLE | OCC | $54M | Aug 1995 | Satisfactory |
| WESLACO | OCC | — | Feb 2003 | Satisfactory | |
| VICTORIA | OCC | — | Aug 1999 | Satisfactory | |
| KILGORE | OCC | $63M | Aug 2004 | Satisfactory | |
COMMERCE NATIONAL BANKClosed | COLLEGE STATION | OCC | $58M | Mar 1996 | Satisfactory |
SUN BANKClosed | SUNRAY | FDIC | $127M | Sep 1998 | Satisfactory |
| HONDO | OCC | $2.6B | Aug 2018 | Satisfactory | |
MID-CITIES NATIONAL BANKClosed | HURST | OCC | $96M | Mar 1998 | Satisfactory |
| HOUSTON | OCC | — | Jan 2010 | Satisfactory | |
| PARIS | FDIC | $185M | Oct 2025 | Satisfactory | |
| MOUNT VERNON | OCC | — | Dec 2001 | Satisfactory | |
| DAYTON | OCC | $16M | Jan 1996 | Satisfactory | |
ALTA MESA NATIONAL BANKClosed | FORT WORTH | OCC | $96M | Jul 1996 | Satisfactory |
| TERRELL | OCC | $5.5B | May 2023 | Satisfactory | |
| MARBLE FALLS | OCC | $775M | Jun 2011 | Satisfactory | |
| WILLS POINT | OCC | $152M | Jan 2013 | Satisfactory | |
| AZLE | OCC | — | Nov 1991 | Satisfactory | |
| NACOGDOCHES | OCC | — | Feb 1995 | Satisfactory | |
COMMUNITY BANKClosed | WELLINGTON | FDIC | $18M | Dec 2004 | Satisfactory |
CLEAR LAKE NATIONAL BANKClosed | HOUSTON | OCC | $48M | Mar 1996 | Satisfactory |
BANCCENTRALClosed | AMARILLO | FDIC | $35M | Jun 1991 | Satisfactory |
| MANSFIELD | OCC | — | Jun 1991 | Satisfactory | |
| FREDERICKSBURG | FDIC | $2.0B | May 2023 | Satisfactory | |
PIONEER BANK, SSBClosed | AUSTIN | FDIC | $1.5B | Jun 2019 | Satisfactory |