Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
THE FIRST NATIONAL BANK OF LIVINGSTON
LIVINGSTON, TX · OCC · Apr 2023
SatisfactoryTXN BK
HONDO, TX · FRB · Jun 2025
SatisfactoryCAPITAL BANK, SSB
ClosedEL PASO, TX · FDIC · Aug 2011
SatisfactoryFIRST NATIONAL BANK OF CENTRAL TEXAS
WACO, TX · OCC · Jan 2025
SatisfactoryMAINLAND BANK
ClosedTEXAS CITY, TX · FDIC · Oct 2015
SatisfactoryCITIZENS BANK
KILGORE, TX · FDIC · Sep 2023
SatisfactorySTATE BANK & TRUST COMPANY
ClosedBEEVILLE, TX · FDIC · Jul 2004
SatisfactoryTHE BEVANS STATE BANK OF MENARD
MENARD, TX · FDIC · Apr 1999
SatisfactoryCENTRAL BANK AND TRUST
ClosedFORT WORTH, TX · FDIC · Oct 1996
SatisfactoryCROSSROADS BANK
YOAKUM, TX · FDIC · Sep 2022
SatisfactoryTOWN CENTER BANK
ClosedCOPPELL, TX · FDIC · Nov 2006
SatisfactoryFIRST STATE BANK OF RISING STAR
ClosedRISING STAR, TX · FDIC · Jun 1990
SatisfactoryAIMBANK
ClosedLITTLEFIELD, TX · FDIC · Jun 2019
SatisfactoryEAGLE BANK
ClosedJARRELL, TX · FDIC · Dec 2008
SatisfactoryFIRST STATE BANK OF MIAMI, TEXAS
ClosedMIAMI, TX · FDIC · Jan 2011
SatisfactoryFIRST STATE BANK CENTRAL TEXAS
ClosedAUSTIN, TX · FDIC · Jun 2016
SatisfactoryTEXAS CHAMPION BANK
CORPUS CHRISTI, TX · FDIC · Jul 2025
SatisfactoryAUSTIN COUNTY STATE BANK
BELLVILLE, TX · FDIC · Dec 2024
SatisfactoryMARION STATE BANK
MARION, TX · FDIC · Sep 2020
SatisfactoryTHE FIRST STATE BANK
ClosedDE LEON, TX · FDIC · Apr 1995
SatisfactoryTHE FIRST STATE BANK
ABERNATHY, TX · FDIC · Jun 2021
SatisfactoryTRANSPECOS BANKS, SSB
PECOS, TX · FDIC · May 2024
SatisfactoryCOLLIN BANK
ClosedPLANO, TX · FDIC · Jul 2013
SatisfactorySEAPORT BANK
ClosedSEADRIFT, TX · FDIC · Jul 2004
SatisfactoryR BANK
ROUND ROCK, TX · FDIC · Mar 2024
SatisfactoryLONE STAR BK
HOUSTON, TX · FRB · Sep 2000
SatisfactoryNORTH HOUSTON BANK
ClosedHOUSTON, TX · FDIC · Jul 2007
SatisfactoryTHE FIRST NATIONAL BANK OF EMORY
ClosedEMORY, TX · OCC · Feb 2014
SatisfactorySECURITY BK
ARLINGTON, TX · FRB · Jan 1997
SatisfactorySUN BK
SUNRAY, TX · FRB · Apr 2003
SatisfactoryCITIZENS B&TC OF BAYTOWN TX
BAYTOWN, TX · FRB · May 2000
SatisfactoryFIRST ST BK
MINERAL WELLS, TX · FRB · Jan 2012
SatisfactoryFIRST BK
BURKBURNETT, TX · FRB · May 2008
SatisfactoryCITIZENS BK
SLATON, TX · FRB · Mar 2009
SatisfactoryUNITED CENTRAL BK
GARLAND, TX · FRB · Feb 2003
SatisfactoryAMERICAN ST BK
ARP, TX · FRB · Jan 2026
SatisfactoryCOMMUNITY BK
FORT WORTH, TX · FRB · Sep 2013
SatisfactoryTEXAS STAR BK
VAN ALSTYNE, TX · FRB · Jul 2017
SatisfactoryFIRST ST BK
BRACKETTVILLE, TX · FRB · Mar 1996
SatisfactoryUNITED B&TC
ABILENE, TX · FRB · Dec 1996
SatisfactoryCIERA BK
GRAHAM, TX · FRB · Apr 2025
SatisfactorySANGER BK
SANGER, TX · FRB · Nov 2022
SatisfactoryNORWEST BK TX
ALICE, TX · FRB · Apr 1996
SatisfactoryBOC BK
MCLEAN, TX · FRB · Apr 2023
SatisfactoryFIRST ST BK
MATADOR, TX · FRB · Jan 2005
SatisfactoryMASON BK
MASON, TX · FRB · Jun 2023
SatisfactoryWELLINGTON ST BK
WELLINGTON, TX · FRB · Oct 2023
SatisfactoryTEXAS RGNL BK
HARLINGEN, TX · FRB · Jan 2025
SatisfactoryFIRST B&T
SEYMOUR, TX · FRB · Sep 2019
SatisfactoryFIRST ST BK
GRANGER, TX · FRB · May 2007
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| LIVINGSTON | OCC | $469M | Apr 2023 | Satisfactory | |
| HONDO | FRB | — | Jun 2025 | Satisfactory | |
CAPITAL BANK, SSBClosed | EL PASO | FDIC | $363M | Aug 2011 | Satisfactory |
| WACO | OCC | $1.7B | Jan 2025 | Satisfactory | |
MAINLAND BANKClosed | TEXAS CITY | FDIC | $134M | Oct 2015 | Satisfactory |
| KILGORE | FDIC | $495M | Sep 2023 | Satisfactory | |
| BEEVILLE | FDIC | $75M | Jul 2004 | Satisfactory | |
| MENARD | FDIC | $39M | Apr 1999 | Satisfactory | |
CENTRAL BANK AND TRUSTClosed | FORT WORTH | FDIC | $1.1B | Oct 1996 | Satisfactory |
| YOAKUM | FDIC | $381M | Sep 2022 | Satisfactory | |
TOWN CENTER BANKClosed | COPPELL | FDIC | $35M | Nov 2006 | Satisfactory |
| RISING STAR | FDIC | $14M | Jun 1990 | Satisfactory | |
AIMBANKClosed | LITTLEFIELD | FDIC | $1.9B | Jun 2019 | Satisfactory |
EAGLE BANKClosed | JARRELL | FDIC | $23M | Dec 2008 | Satisfactory |
| MIAMI | FDIC | $762K | Jan 2011 | Satisfactory | |
| AUSTIN | FDIC | $1.4B | Jun 2016 | Satisfactory | |
| CORPUS CHRISTI | FDIC | $445M | Jul 2025 | Satisfactory | |
| BELLVILLE | FDIC | $511M | Dec 2024 | Satisfactory | |
| MARION | FDIC | $148M | Sep 2020 | Satisfactory | |
THE FIRST STATE BANKClosed | DE LEON | FDIC | $22M | Apr 1995 | Satisfactory |
| ABERNATHY | FDIC | $124M | Jun 2021 | Satisfactory | |
| PECOS | FDIC | $1.0B | May 2024 | Satisfactory | |
COLLIN BANKClosed | PLANO | FDIC | $173M | Jul 2013 | Satisfactory |
SEAPORT BANKClosed | SEADRIFT | FDIC | $24M | Jul 2004 | Satisfactory |
| ROUND ROCK | FDIC | $1.0B | Mar 2024 | Satisfactory | |
| HOUSTON | FRB | — | Sep 2000 | Satisfactory | |
NORTH HOUSTON BANKClosed | HOUSTON | FDIC | $325M | Jul 2007 | Satisfactory |
| EMORY | OCC | $103M | Feb 2014 | Satisfactory | |
| ARLINGTON | FRB | — | Jan 1997 | Satisfactory | |
| SUNRAY | FRB | — | Apr 2003 | Satisfactory | |
| BAYTOWN | FRB | — | May 2000 | Satisfactory | |
| MINERAL WELLS | FRB | — | Jan 2012 | Satisfactory | |
| BURKBURNETT | FRB | — | May 2008 | Satisfactory | |
| SLATON | FRB | — | Mar 2009 | Satisfactory | |
| GARLAND | FRB | — | Feb 2003 | Satisfactory | |
| ARP | FRB | — | Jan 2026 | Satisfactory | |
| FORT WORTH | FRB | — | Sep 2013 | Satisfactory | |
| VAN ALSTYNE | FRB | — | Jul 2017 | Satisfactory | |
| BRACKETTVILLE | FRB | — | Mar 1996 | Satisfactory | |
| ABILENE | FRB | — | Dec 1996 | Satisfactory | |
| GRAHAM | FRB | — | Apr 2025 | Satisfactory | |
| SANGER | FRB | — | Nov 2022 | Satisfactory | |
| ALICE | FRB | — | Apr 1996 | Satisfactory | |
| MCLEAN | FRB | — | Apr 2023 | Satisfactory | |
| MATADOR | FRB | — | Jan 2005 | Satisfactory | |
| MASON | FRB | — | Jun 2023 | Satisfactory | |
| WELLINGTON | FRB | — | Oct 2023 | Satisfactory | |
| HARLINGEN | FRB | — | Jan 2025 | Satisfactory | |
| SEYMOUR | FRB | — | Sep 2019 | Satisfactory | |
| GRANGER | FRB | — | May 2007 | Satisfactory |