Bank Holding Company
FIRST BRECKINRIDGE BANCSHARES
6 active banks · $2.9B combined assets
RSSD ID: 1119404
Combined Assets
$2.9B
CRA Rating Summary
Satisfactory6charters
Bank Charters
Each charter is examined independently for CRA compliance.
AMERICAN BANK & TRUST COMPANY, INC.
BOWLING GREEN, KY · FDIC · $892M
SatisfactoryWEST POINT BANK
RADCLIFF, KY · FDIC · $571M
SatisfactoryRIVER CITY BANK, INC.
LOUISVILLE, KY · FDIC · $490M
SatisfactoryFIRST STATE BANK
IRVINGTON, KY · FDIC · $414M
SatisfactoryBANK OF LEXINGTON, INC.
LEXINGTON, KY · FDIC · $399M
SatisfactoryBANK OF CLARKSON
CLARKSON, KY · FDIC · $181M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| AMERICAN BANK & TRUST COMPANY, INC. | BOWLING GREEN, KY | FDIC | $892M | Satisfactory | Dec 2025 |
| WEST POINT BANK | RADCLIFF, KY | FDIC | $571M | Satisfactory | Aug 2025 |
| RIVER CITY BANK, INC. | LOUISVILLE, KY | FDIC | $490M | Satisfactory | Jun 2025 |
| FIRST STATE BANK | IRVINGTON, KY | FDIC | $414M | Satisfactory | Oct 2024 |
| BANK OF LEXINGTON, INC. | LEXINGTON, KY | FDIC | $399M | Satisfactory | Feb 2023 |
| BANK OF CLARKSON | CLARKSON, KY | FDIC | $181M | Satisfactory | Sep 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.