Bank Holding Company
FIRST ST BCORP MONTICELLO EMPLOYEE STK OWNERSHIP PLAN
1 active bank · 4 merged/absorbed · $507M combined assets
RSSD ID: 2310217
Combined Assets
$507M
CRA Rating Summary
Satisfactory1charter
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST STATE BANK AND TRUST
MONTICELLO, IL · FDIC · $507M
SatisfactoryFIRST STATE BANK OF BLOOMINGTON
Merged 2023BLOOMINGTON, IL · FDIC · $160M
SatisfactoryFIRST STATE BANK
Merged 2004ATWOOD, IL · FDIC · $32M
SatisfactoryFIRST STATE BANK OF HEYWORTH
Merged 2003HEYWORTH, IL · FDIC · $23M
SatisfactoryTHE STATE BANK OF HAMMOND
Merged 2002HAMMOND, IL · FDIC · $15M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FIRST STATE BANK AND TRUST | MONTICELLO, IL | FDIC | $507M | Satisfactory | Feb 2026 |
| FIRST STATE BANK OF BLOOMINGTONMerged 2023 | BLOOMINGTON, IL | FDIC | $160M | Satisfactory | Feb 2020 |
| FIRST STATE BANKMerged 2004 | ATWOOD, IL | FDIC | $32M | Satisfactory | Apr 2003 |
| FIRST STATE BANK OF HEYWORTHMerged 2003 | HEYWORTH, IL | FDIC | $23M | Satisfactory | Jul 1999 |
| THE STATE BANK OF HAMMONDMerged 2002 | HAMMOND, IL | FDIC | $15M | Satisfactory | May 1999 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.