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FIRST STATE BANK

WEBSTER CITY, IA · Supervised by FDIC

Est. 1935FDIC #15,321RSSD: FDIC-15321
Satisfactory

Current rating · Exam: February 2024

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Institution Profile

FDIC BankFind

Address

505 2nd St, WEBSTER CITY, IA

County

Hamilton County

Established

October 15, 1935

Total Assets

$630M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$630M

Total Deposits

$529M

Net Loans

$484M

Net Income

$2M

ROA

1.44%

ROE

11.65%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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FIRST STATE BANK CRA Rating — BankScorer