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THE PEOPLES BANK CO.

COLDWATER, OH · Supervised by FDIC

Est. 1905FDIC #13,220RSSD: FDIC-13220
Satisfactory

Current rating · Exam: October 2024

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Institution Profile

FDIC BankFind

Address

112 W Main St, COLDWATER, OH

County

Mercer County

Established

November 20, 1905

Total Assets

$842M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$842M

Total Deposits

$738M

Net Loans

$432M

Net Income

$4M

ROA

1.68%

ROE

17.50%

Risk-Based Capital

22.18%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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