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RIVER CITY BANK

ROME, GA · Supervised by FDIC

Est. 2006FDIC #58,289RSSD: FDIC-58289
Satisfactory

Current rating · Exam: October 2023

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Institution Profile

FDIC BankFind

Address

228 N 2nd Ave Sw, ROME, GA

County

Floyd County

Established

May 23, 2006

Total Assets

$417M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$417M

Total Deposits

$376M

Net Loans

$316M

Net Income

$2M

ROA

1.68%

ROE

18.50%

Risk-Based Capital

14.16%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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