This institution is no longer active

Operations ceased on December 13, 1995. CRA examination history below reflects the period it was active.

WAYNE COUNTY BANK AND TRUST COMPANY

FAIRFIELD, IL · Supervised by FDIC

Est. 1957FDIC #17,781RSSD: FDIC-17781MARKET STREET BANCSHARES INC

Satisfactory

Current rating · Exam: April 1995

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Institution Profile

FDIC BankFind

Address

215 Southeast 3rd Street, FAIRFIELD, IL

County

Wayne County

Established

July 6, 1957

Total Assets

$55M(latest call report)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$55M

Total Deposits

$50M

Net Loans

$35M

Net Income

$348K

ROA

0.86%

ROE

11.02%

Risk-Based Capital

13.79%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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