This institution is no longer active

Operations ceased on February 2, 2007. CRA examination history below reflects the period it was active.

ST. JOSEPH CAPITAL BANK

MISHAWAKA, IN · Supervised by FDIC

Est. 1997FDIC #34,324RSSD: FDIC-34324

Satisfactory

Current rating · Exam: November 2004

Watch

Institution Profile

FDIC BankFind

Address

3820 Edison Lakes Parkway, MISHAWAKA, IN

County

St. Joseph County

Established

February 13, 1997

Total Assets

$493M(latest call report)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$493M

Total Deposits

$393M

Net Loans

$335M

Net Income

$3M

ROA

0.58%

ROE

7.66%

Risk-Based Capital

12.03%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1999

Unlock full history, CSV export, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

🔒

Unlock to see full history

Purchase this bank's history for $9

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/f5b62fb8-6a17-41a2-991c-34c090ed6948"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.