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This institution is no longer active

Operations ceased on February 28, 2017. CRA examination history below reflects the period it was active.

FOUNDERS COMMUNITY BANK

SAN LUIS OBISPO, CA · Supervised by FDIC

Est. 2005FDIC #57,924RSSD: FDIC-57924
Satisfactory

Current rating · Exam: February 2017

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Institution Profile

FDIC BankFind

Address

237 Higuera Street, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

May 5, 2005

Total Assets

$197M(latest call report)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$197M

Total Deposits

$179M

Net Loans

$103M

Net Income

$1M

ROA

0.64%

ROE

6.99%

Risk-Based Capital

16.89%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2017

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 2007

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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