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This institution is no longer active

Operations ceased on March 10, 2017. CRA examination history below reflects the period it was active.

VALLEY BUSINESS BANK

VISALIA, CA · Supervised by FDIC

Est. 1996FDIC #34,156RSSD: FDIC-34156
Satisfactory

Current rating · Exam: January 2016

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Institution Profile

FDIC BankFind

Address

701 West Main Street, VISALIA, CA

County

Tulare County

Established

April 8, 1996

Total Assets

$422M(latest call report)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$422M

Total Deposits

$368M

Net Loans

$315M

Net Income

$5M

ROA

1.10%

ROE

9.60%

Risk-Based Capital

16.08%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2016

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1998

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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