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FARMERS AND MERCHANTS BANK OF ST. CLAIR

SAINT CLAIR, MO · Supervised by FDIC

Est. 1913FDIC #14,056RSSD: FDIC-14056
Satisfactory

Current rating · Exam: October 2021

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Institution Profile

FDIC BankFind

Address

959 N Commercial Ave, SAINT CLAIR, MO

County

Franklin County

Established

May 2, 1913

Total Assets

$343M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$343M

Total Deposits

$302M

Net Loans

$228M

Net Income

$1M

ROA

1.18%

ROE

10.34%

Risk-Based Capital

19.20%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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