This institution is no longer active

Operations ceased on January 1, 2016. CRA examination history below reflects the period it was active.

THE BANK OF SANTA BARBARA

SANTA BARBARA, CA · Supervised by FDIC

Est. 2005FDIC #58,098RSSD: FDIC-58098

Satisfactory

Current rating · Exam: July 2011

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Institution Profile

FDIC BankFind

Address

12 East Figueroa Street, SANTA BARBARA, CA

County

Santa Barbara County

Established

December 19, 2005

Total Assets

$177M(latest call report)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$177M

Total Deposits

$160M

Net Loans

$139M

Net Income

$-863K

ROA

-0.49%

ROE

-5.35%

Risk-Based Capital

10.13%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2011

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2008

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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