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This institution is no longer active

Operations ceased on April 2, 1999. CRA examination history below reflects the period it was active.

FREDERICA BANK & TRUST

ST. SIMONS ISLAND, GA · Supervised by FDIC

Est. 1988FDIC #27,392RSSD: FDIC-27392
Satisfactory

Current rating · Exam: September 1998

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Institution Profile

FDIC BankFind

Address

1709 Frederica Road, ST. SIMONS ISLAND, GA

County

Glynn County

Established

December 12, 1988

Total Assets

$82M(latest call report)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$82M

Total Deposits

$73M

Net Loans

$53M

Net Income

$207K

ROA

1.04%

ROE

11.07%

Risk-Based Capital

17.21%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 1998

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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