This institution is no longer active

Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.

CITIZENS BANK & TRUST, INC.

TRENTON, GA · Supervised by FDIC

Est. 1988FDIC #27,153RSSD: FDIC-27153

Satisfactory

Current rating · Exam: October 1995

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Institution Profile

FDIC BankFind

Address

12255 S Main St, TRENTON, GA

County

Dade County

Established

January 18, 1988

Total Assets

$135M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$135M

Total Deposits

$119M

Net Loans

$78M

Net Income

$-867K

ROA

-2.62%

ROE

-23.38%

Risk-Based Capital

23.18%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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