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HEARTHSIDE BANK CORPORATION

MIDDLESBORO, KY · Supervised by FDIC

Est. 1920FDIC #31,236RSSD: FDIC-31236
Satisfactory

Current rating · Exam: October 2024

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Institution Profile

FDIC BankFind

Address

1602 Cumberland Ave, MIDDLESBORO, KY

County

Bell County

Established

January 1, 1920

Total Assets

$591M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$591M

Total Deposits

$530M

Net Loans

$448M

Net Income

$1M

ROA

0.80%

ROE

8.73%

Risk-Based Capital

15.20%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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