🏦Bank Scorer

THE CLAY CITY BANKING CO.

CLAY CITY, IL · Supervised by FDIC

Est. 1892FDIC #10,845RSSD: FDIC-10845CLAY CITY BANK SHARES INC
Satisfactory

Current rating · Exam: October 2021

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Institution Profile

FDIC BankFind

Address

331 S Main St, CLAY CITY, IL

County

Clay County

Established

July 5, 1892

Total Assets

$256M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$256M

Total Deposits

$231M

Net Loans

$160M

Net Income

$902K

ROA

1.42%

ROE

16.10%

Risk-Based Capital

16.12%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2021

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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