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This institution is no longer active

Operations ceased on August 31, 2018. CRA examination history below reflects the period it was active.

ELSA STATE BANK AND TRUST COMPANY

ELSA, TX · Supervised by FDIC

Est. 1945FDIC #16,239RSSD: FDIC-16239
Satisfactory

Current rating · Exam: January 2015

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Institution Profile

FDIC BankFind

Address

300 West Edinburg Avenue, ELSA, TX

County

Hidalgo County

Established

March 12, 1945

Total Assets

$193M(latest call report)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$193M

Total Deposits

$172M

Net Loans

$134M

Net Income

$1M

ROA

1.37%

ROE

13.54%

Risk-Based Capital

17.68%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

January 1, 2015

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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