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This institution is no longer active

Operations ceased on March 5, 1997. CRA examination history below reflects the period it was active.

DALTON/WHITFIELD BANK & TRUST

DALTON, GA · Supervised by FDIC

Est. 1990FDIC #32,939RSSD: FDIC-32939
Satisfactory

Current rating · Exam: November 1996

Institution Profile

FDIC BankFind

Address

401 South Thornton Avenue, DALTON, GA

County

Whitfield County

Established

April 30, 1990

Total Assets

$138M(latest call report)

Financial Snapshot

As of Q4 1996Call Report / FDIC

Total Assets

$138M

Total Deposits

$124M

Net Loans

$70M

Net Income

$1M

ROA

1.08%

ROE

12.86%

Risk-Based Capital

15.89%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 17, 1996

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1992

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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