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INDEPENDENCE BANK

INDEPENDENCE, OH · Supervised by FDIC

Est. 1979FDIC #22,925RSSD: FDIC-22925
Satisfactory

Current rating · Exam: August 2020

Institution Profile

FDIC BankFind

Address

4401 Rockside Rd, INDEPENDENCE, OH

County

Cuyahoga County

Established

August 15, 1979

Total Assets

$191M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$191M

Total Deposits

$162M

Net Loans

$101M

Net Income

$470K

ROA

1.01%

ROE

6.89%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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