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PINNACLE BANK

GILROY, CA · Supervised by FDIC

Est. 2006FDIC #58,297RSSD: FDIC-58297
Satisfactory

Current rating · Exam: June 2023

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Institution Profile

FDIC BankFind

Address

7597 Monterey St, GILROY, CA

County

Santa Clara County

Established

July 17, 2006

Total Assets

$946M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$946M

Total Deposits

$824M

Net Loans

$554M

Net Income

$1M

ROA

0.57%

ROE

4.93%

Risk-Based Capital

17.71%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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