This institution is no longer active

Operations ceased on December 17, 2010. CRA examination history below reflects the period it was active.

FIRST SOUTHERN BANK

BATESVILLE, AR · Supervised by FDIC

Est. 2005FDIC #58,052RSSD: FDIC-58052

Satisfactory

Current rating · Exam: March 2011

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Institution Profile

FDIC BankFind

Address

1583 South St. Louis Street, BATESVILLE, AR

County

Independence County

Established

August 1, 2005

Total Assets

$192M(latest call report)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$192M

Total Deposits

$156M

Net Loans

$126M

Net Income

$510K

ROA

0.44%

ROE

4.60%

Risk-Based Capital

15.16%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2011

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 2007

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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