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COMMUNITY BANK OF THE SOUTH

MERRITT ISLAND, FL · Supervised by FDIC

Est. 1999FDIC #35,212RSSD: FDIC-35212
Satisfactory

Current rating · Exam: July 2024

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Institution Profile

FDIC BankFind

Address

277 N Sykes Creek Pkwy, MERRITT ISLAND, FL

County

Brevard County

Established

November 29, 1999

Total Assets

$252M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$252M

Total Deposits

$229M

Net Loans

$74M

Net Income

$493K

ROA

0.77%

ROE

9.34%

Risk-Based Capital

23.73%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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