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PEACH STATE BANK & TRUST

GAINESVILLE, GA · Supervised by FDIC

Est. 2005FDIC #57,923RSSD: FDIC-57923
Satisfactory

Current rating · Exam: July 2025

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Institution Profile

FDIC BankFind

Address

121 E E Butler Pkwy, GAINESVILLE, GA

County

Hall County

Established

April 27, 2005

Total Assets

$789M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$789M

Total Deposits

$713M

Net Loans

$492M

Net Income

$3M

ROA

1.31%

ROE

14.58%

Risk-Based Capital

16.36%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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