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This institution is no longer active

Operations ceased on October 31, 1999. CRA examination history below reflects the period it was active.

READY BANK OF WEST FLORIDA

FORT WALTON BEACH, FL · Supervised by FDIC

Est. 1988FDIC #27,182RSSD: FDIC-27182
Satisfactory

Current rating · Exam: December 1997

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Institution Profile

FDIC BankFind

Address

71 North Beal Parkway, FORT WALTON BEACH, FL

County

Okaloosa County

Established

February 22, 1988

Total Assets

$65M(latest call report)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$65M

Total Deposits

$59M

Net Loans

$49M

Net Income

$-281K

ROA

-0.53%

ROE

-5.80%

Risk-Based Capital

12.69%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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