This institution is no longer active

Operations ceased on March 26, 1999. CRA examination history below reflects the period it was active.

VALDOSTA BANK AND TRUST

VALDOSTA, GA · Supervised by FDIC

Est. 1990FDIC #33,027RSSD: FDIC-33027

Satisfactory

Current rating · Exam: April 1995

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Institution Profile

FDIC BankFind

Address

2611 North Patterson Street, VALDOSTA, GA

County

Lowndes County

Established

August 6, 1990

Total Assets

$76M(latest call report)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$76M

Total Deposits

$63M

Net Loans

$52M

Net Income

$444K

ROA

0.60%

ROE

6.13%

Risk-Based Capital

15.96%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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